Have you received prescriptions for one or more medications you simply cannot afford to pay the total price? If so, you’re not alone. Millions of Americans struggle to cover the cost of medicines they need to survive, especially if they cannot afford to pay for health insurance or a health insurance plan doesn’t cover the total cost of a specific medication.
Over the past few years, several different prescription discount card options have been made available to help patients save up to 80% on the cost of various medications each month, regardless of the pharmacy or drug store they obtain them from.
How Does a Prescription Discount Card Work?
Obtaining and using a prescription discount card is an easy and convenient process. All you need to do is type the name of the medication you need into the handy search bar. This will return results of the pharmacies closest to you that will be able to fill your prescription at the lowest possible price and will also accept your new discount card.
After finding a prescription discount card for your medication, you’ll either need to print it out or download it to your phone so that it can be presented to your pharmacist whenever you have your script refilled. Failure to do this will result in you not being able to get the discount you need on your medication.
These days, several apps are also available that will allow you to keep track of any prescription discount cards you may need to use regularly. Apps are available for Apple and Android devices.
Over 60% of users have insurance or a health savings plan. However, if you are uninsured and have a high deductible or copay, our friends at PrescriptionCards can help!Start Saving!
How much does a Prescription Discount Card Cost?
Many patients think they will simply have to pay the total price for their medication if their health insurance plan doesn’t cover the cost in full. However, this is not the case when obtaining a prescription discount card.
Not only will these discount cards save you as much as 80% off the original price of your prescription medication, but obtaining these cards is also free. You must search for the medication you need a discount for, provide the required details, and download your discount card. It is as easy as that to slash your medication bill substantially.
Which Pharmacies Accept Prescription Discount Cards?
These days, virtually all pharmacy franchise locations will be willing to accept your prescription discount card, including:
- CVS Pharmacy
- Rite Aid
Currently, more than 1,000 pharmacy locations around the country accept these cards. This means that you should be able to enjoy heavily discounted prices on prescriptions, regardless of which part of the US you live in.
Although some independently owned pharmacy locations might be willing to accept prescription discount cards, it’s recommended that you call ahead to confirm before attempting to obtain your next batch of medication.
Can I Use Prescription Discount Cards if I have Health Insurance?
Yes, you can! Prescription discount cards can be used by anyone who requires prescribed medication, regardless of whether they carry any form of health insurance or not. Suppose you currently have a high co-pay or deductible that needs to be covered before obtaining your medication. In that case, these discount cards could reduce their cost significantly – you may even find that you’ll no longer have a copay amount to cover!
If more than one family member requires prescription medication, you can search for and obtain a prescription discount card for each drug not covered by your health insurance plan. This will enable you to save hundreds or even thousands of dollars on your family’s medication needs over a year.
Will My Prescription Discount Card Ever Expire?
There may be cases where a specific prescription discount card will only be valid for a predetermined period. As such, you must check any dates on these cards regularly – this will ensure that you aren’t faced with an unexpected expense when getting your next round of medication. Sometimes, a discount card may only be valid for single use as well – again, ensure that you read all of the fine print carefully when downloading them.
One of the best aspects of locating a prescription discount card is that it is 100% free to download and use. You will never be asked to pay any type of membership or usage fee when obtaining them. If you are ever asked to pay for a prescription discount card, be aware that it may not be the real thing.
It’s recommended that you confirm with your local pharmacy ahead of time whether they will be willing to accept a specific prescription discount card or not.